Since the financial crises, the same companies that were a major cause of the crises, Equifax, Experian and Trans Union now reap incredible profits doing credit checks for employers. Thier defective credit scoring models which failed to detect the borrowers most likely to default are now being used to lock millions into low wage longevity. Human Resource departments now use this tool with impunity to eliminate those with student loan defaults. If your son or daughter thought they could acquire a great government job upon graduation, think again, because that student loan default now prevents thousands from gaining any government employment. The only option may be military enlistment to get student loan forgiveness. Funny how that works out.
Another tool used by those employing blackgound checks to eliminate upward mobility is to request tax returns or to have the prospective employee sign a IRS form 4506T as part of an employment application. I can think of no reason for any employer to need your tax returns and then to ask for permission from look for your past IRS filings. They are an employer, not a lender.
Criminal Records Check
Emloyers are now conducting criminal background checks that include court records. If you were found innocent of a speeding ticket, this tool of the blackground check will weed you out and deny many more gainful employment. Innocent until proven guilty no longer applies. Human Resource deparments can and do use traffic tickets as a reason to prevent promotions.